Book Review: The Total Money Makeover – Dave Ramsey

Book Review: The Total Money Makeover – Dave Ramsey

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness https://www.amazon.com/dp/1595555277/ref=cm_sw_r_awdo_navT_a_NGTS4D4ZE81WB9DK7JSP

Total Money Makeover by Dave Ramsey is a excellent book on how to become debt free!

Dave has a podcast in Tennessee that you can listen to or watch episodes on UTube. His book list seven baby steps for becoming debt free.

One of the things Dave talks about is using cash or a debit card for all your purchases no credit cards.

When I was in my 20s I had a major credit card with a 500 limit and two department store cards with 300 dollar limit on each one. I ran all 3 up to the limit twice and after I paid them all off a second time I cut them up and have used cash or debit card every since then. I had not heard of Dave back then but just discovered how much better it was to save for the things I wanted.

Currently I have a small amount of debt that I’m paying off each month. My son and daughter in law followed Daves advice in this book and went on his show to do their debt free scream! It was awesome to watch and hear their story! I paid off my first bill that day!

In this book Dave talks not only about the baby steps but how to buy a house and how to invest money. It truly is a total money makeover and I highly recommend this book to start on a debt free journey!