By Darla Youngblood
There is nothing more satisfying and freeing financially than living within your means! Work hard on getting rid of credit card debt so you can pay cash or with your debit card for everything. That’s what I’ve been doing most of my adult life. I don’t buy anything on credit and pay cash for everything . So I own everything I have. This especially is important at Christmas that you pay cash for all your presents! There’s nothing more disappointing than having Christmas debt in January. You don’t want to start the New Year with Christmas debt. We all know when Christmas is so save a little each month in a Christmas fund so you are ready for Christmas. Working every day to live within your means helps you delay purchases and helps you decide after thinking about it more do you really need that item. Living within your means is helping you to maintain your independence and balance your life. So do it! Pay cash for everything and live within your means today!