By Darla Youngblood Choose time over money. Choose experiences over presents. Do holiday activities. Make a video call. Shop early or throughout the year. My grandparents…
By Darla Youngblood Create traditions for your family that cost little money Make a budget for Christmas gifts Give experiences as gifts Shop online early Give…
By Darla Youngblood According the the Federal Reserve, 23 percent of Americans are debt free. I believe working towards becoming debt free is a very good…
By Darla Youngblood Creates a budget. Track your spending habits and prioritize needs and wants. Payoff debt and become debt free! Dave Ramsey has a 7…
By Darla Youngblood Prioritize what you can control on discretionary spending Find ways to earn more money Pay essential bills Save money during trying times Track…